This is a time of discovering self-control and maturity. Self-control is the most important aspect of a student's character. If there is no self-control, debt will be closer than a best friend. After gaining self-control, your maturity will grow. Enjoying the college experience is a wonderful time in a young person's life, so why live with debt? Be carefree and relaxed, the only thing you should worry about is exams and assignments. If a student has the maturity to make it an obligation to live in financial security, then they can graduate and move on with their lives without having college on their mind at their age.